Facing an amputation — your own, or someone you love — is one of the most disorienting moments life can deliver. There is grief, there is fear, and there is an avalanche of medical decisions to make. On top of all of that, you are expected to navigate a medical aid system that buries your legal entitlements in benefit guides nobody reads.
This site exists to change that. South African law — the Medical Schemes Act 131 of 1998 — guarantees you a set of Prescribed Minimum Benefits (PMBs) that your scheme cannot legally deny you. For amputees, this means access to prosthetic care regardless of which plan you're on. But knowing the right exists and knowing how to claim it are two very different things.
The right prosthetic limb is not a luxury. It is the difference between mobility and confinement, between safety and falling, between returning to your life and watching it narrow. Being informed is the first step. Asking the right questions is the second. This guide helps you do both.
This is an independent, non-commercial information resource for South African medical aid members. It is not affiliated with any medical scheme. Data is sourced from published scheme benefit guides and is updated annually. Always verify current benefits directly with your scheme before making treatment decisions.
Ask me anything about Prescribed Minimum Benefits — coverage, claims, prosthetics, appeals, or your rights as a medical aid member.